Looking after your boat this Winter with InsureMy's boat Insurance
by Sarah Heron 5 Jan 21:12 AEDT
InsureMy © Shutterstock
When you're winterising your boat, it's worth remembering the importance of boat insurance as part of essential maintenance.
With so many companies offering insurance, it's vital to find one that fits your needs, whether you're an offshore racer, summer cruiser or dinghy enthusiast.
Cover from the UK's specialist boat insurers
InsureMy make it easy to compare boat insurance and save money with top UK providers. Their comparison tool simplifies the process, ensuring you get the protection you need at the most affordable price, and as they only work with specialist boat insurers it means your sailing yacht can be looked after all year round at a price that suits you.
Once you're covered, here's a handy check list of jobs to do this winter.
Engine and Fuel System
A full service should include a change of engine oil and filter, changing the gearbox/drive oil, flushing the engine with fresh water and running non-toxic antifreeze through the raw-water side.
It's worth checking and cleaning the raw-water strainer, and adding some fuel to reduce condensation as well as fuel stabiliser if you won't be using your boat for a few months.
If you have a Saildrive, the zinc anodes will need checking.
Water systems
All systems should be drained and filled with non-toxic marine antifreeze
Bilge and Interior
Take out all fabrics, make sure the cupboards are empty of food, clean and dry the bilges. A dehumidifier is a handy way of keeping everything dry.
Batteries
Fully charge all batteries, and apply corrosion protection spray
Rigging and Deck
Wash salt off all deck gear, furling gear, and standing rigging, check halyards, sheets, and running rigging for wear, remove sails and store them somewhere dry and rodent free. Winches, blocks and travellers will all need checking and lubricating, and steering cables and sheaves checked for corrosion.
Hull and underwater gear
Haul out your yacht if you can for a pressure wash and some fresh anti-foul.
Lastly, using a winter cover that allows ventilation will keep your boat clean and dry, ready for Spring, and remember that secure storage can bring down your premium.
What Can You Expect From InsureMy?
Whatever yacht you have, you deserve the best. InsureMy know that not every boat needs the same cover, that's why they have a panel of top UK leading brokers to help you get the policy suited for you. Set sail on your new adventure fully covered!
Visit InsureMy or call 01608 647400 to speak to an adviser