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Contactless payment at clubs.

Printed From: Yachts and Yachting Online
Category: Dinghy classes
Forum Name: Dinghy development
Forum Discription: The latest moves in the dinghy market
URL: http://www.yachtsandyachting.com/forum/forum_posts.asp?TID=13700
Printed Date: 27 Jan 21 at 6:40am
Software Version: Web Wiz Forums 9.665y - http://www.webwizforums.com


Topic: Contactless payment at clubs.
Posted By: fleaberto
Subject: Contactless payment at clubs.
Date Posted: 19 Oct 20 at 1:28pm
Just thought I'd pick the hive-brain......

I'm looking at bringing parts of my club up to the correct time and date zone and am looking at contactless payment.

On the face of it things look dead easy - just buy a reader, accept that there are transaction charges, load an app onto a mobile device and away you go.

Oh, but hold on a minute..... 'Load an app onto a mobile device'. 
So we either have to get a whole group of people to download whatever app is compatible with whatever reader I decide on (We don't have a regular galley / onsite memberships etc team) or buy a phone and a data plan with all the associated issues of charging the device / Finding the device / losing the device / dropping the device etc etc .....
Suddenly turns a £20 solution into a £20 + Phone + Dataplan (Our WiFi is plap) 

So, does anyones club use contactless and is there any system out there that may actually supply a mobile device as well (more a POS setup I guess) that anyone knows of?




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Lightning368 'All the Gear' (409), Lightning368 'Sprite' (101), Intl 420 ('Little Minx'),Contender 'Mild Oats' (620), Laser (big number) 'Yellow Jack', RS Vareo (432)



Replies:
Posted By: maxibuddah
Date Posted: 19 Oct 20 at 1:47pm
With regards to the mobile requirement, doesn't a club member have an older phone they could donate. It would only need bluetooth and be reasonably up to date for the app. You could lock that in a drawer perhaps. The dataplan could be done through someone like Smarty who's cheapest plan is £6 per month for 1GB data - https://smarty.co.uk/plans/1gb-data

I assume the readers you have looked at are iZettle or Square from the prices?

Not sure you'd find a supplier who could do that for you without it being more expensive, though I'd interested if you can because our club may have exactly the same requirements.


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Everything I say is my opinion, honest


Posted By: jeffers
Date Posted: 19 Oct 20 at 3:00pm
For pretty much any solution you are going to need something to drive it (i.e a PoS system) and internet connectivity. iZettle do a 

If you have broadband into the club then a cheap tablet with the relevant app on it will do the job if not then either a 4 or 5G enabled tablet (or old phone) will work.

Then you have the job of making sure the reader is charged etc.. it sounds like a fair bit of hassle unless you have a dedicated catering team who will take ownership of it.

The other option is you allow members credit and invoice them on a weekly or monthly basis and they can then pay via BACS or something similar. This could open a whole can of worms though like how to deal with non-payers, disputes over bills etc..


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Paul
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D-Zero GBR 74


Posted By: JimC
Date Posted: 19 Oct 20 at 4:39pm
If you have an on line membership payment system would it be worth considering some kind of pre payment system?


Posted By: Brass
Date Posted: 19 Oct 20 at 8:59pm
Originally posted by fleaberto

... So we either have to get a whole group of people to download whatever app is compatible with whatever reader I decide on (We don't have a regular galley / onsite memberships etc team)


We did this. We inducted several key people (effectively those who handled our cash float) into the system on their phones and established a protocol for handing over and charging the Square reader.

Just need to grit your teach and help the technophobes along.

Originally posted by fleaberto


with all the associated issues of charging the device / Finding the device / losing the device / dropping the device etc etc .....


Yes, this may be a hassle, but it's no different to losing the keys to the galley, can't turn on the gas etc etc.

As someone said above, moving all or a substantial part of the club to cashless (particularly on-line race entry and payment) has big benefits.


Posted By: Grumpycat
Date Posted: 19 Oct 20 at 9:54pm
Totally disagree as itís totally unnecessary. 


Posted By: Rupert
Date Posted: 20 Oct 20 at 6:55am
Working in a cash free shop, the absence of cash has only upset a tiny number of people - considerably less than 1%, I'd say. I'm assuming Grumpycat is part of that "it's legal tender you have to take it" brigade (you don't).

I know our club is discussing it, but I admit I can't help on the technical stuff. Reading with interest, though.

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Firefly 2324, Lightning 130, Puffin 229, Minisail 3446


Posted By: Paramedic
Date Posted: 20 Oct 20 at 7:30am
Originally posted by Grumpycat

Totally disagree as itís totally unnecessary. 

It is until the club is burgled and the till stolen.


Posted By: Oinks
Date Posted: 20 Oct 20 at 8:57am
Contactless has been working well at Burghfield since autumn last year. A few teething problems initially, but seems to be working pretty well now. Email the Club at info@burghfieldsailing.org and I'm sure somebody in the know would be happy to respond.


Posted By: The Moo
Date Posted: 20 Oct 20 at 9:33am
These days I have to remember to put some cash in my sailing bag as it is now about the only place where I use it.....Times are indeed a changing.


Posted By: ian.r.mcdonald
Date Posted: 20 Oct 20 at 9:38am
Very difficult to be Covid safe if contactless is not used


Posted By: fleaberto
Date Posted: 20 Oct 20 at 12:04pm
BRASS: Cheers. The multiple devices and teaching technophobes is actually my biggest fear LOL

OINKS: Thanks for the suggestion, i'll do that Thumbs Up

There's a little self-interest in this one as I never ever carry cash anymore and the only place that I've needed to do so is at my clubs. Running out of coinage for a morning Bacon Bap is as annoying as a blatant Port/Starboard in my eyes so yeah, i need to crack on with this.

Cheers all for the input - and no mention of PY banditry when it comes to queue placing either! Nice one.



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Lightning368 'All the Gear' (409), Lightning368 'Sprite' (101), Intl 420 ('Little Minx'),Contender 'Mild Oats' (620), Laser (big number) 'Yellow Jack', RS Vareo (432)


Posted By: Brass
Date Posted: 20 Oct 20 at 1:25pm
It can be done.

It was actually our arch-technophobe that introduced it.


Posted By: Grumpycat
Date Posted: 20 Oct 20 at 4:23pm
Originally posted by Rupert

Working in a cash free shop, the absence of cash has only upset a tiny number of people - considerably less than 1%, I'd say. I'm assuming Grumpycat is part of that "it's legal tender you have to take it" brigade (you don't).

I know our club is discussing it, but I admit I can't help on the technical stuff. Reading with interest, though.

Am an definitely not one of that Ď brigadeí lol. I am more than happy to use my cards all the time and am more than happy to use them in any shop that asks me , on the other hand I do make a point of not using shop again if I am told they only except cards 
 Because this shift to cashless disenfranchises the poorest in our society  . Also in a time when loads of people will become unemployed and a proportion of them will get into debt , you are removing what all debt charities say it the best and easiest way of budgeting, using cash .
I am not against to move to cashless only to move to make it compulsory. 
Cashless has plenty of up sides but it does have downsides too.


Posted By: Rupert
Date Posted: 20 Oct 20 at 6:00pm
The shop is cashless because of money passing though so many covid infected hands, supposedly. Hopefully not permanent!

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Firefly 2324, Lightning 130, Puffin 229, Minisail 3446


Posted By: 423zero
Date Posted: 20 Oct 20 at 6:38pm
Cashless society will have a major impact on crime, almost the equivalent of street lamps (Google it). Getting rid of £50 notes is another crime reducer.

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Robert


Posted By: Rupert
Date Posted: 20 Oct 20 at 6:44pm
Doesn't it just move the crime?

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Firefly 2324, Lightning 130, Puffin 229, Minisail 3446


Posted By: 423zero
Date Posted: 20 Oct 20 at 6:54pm
Probably, but would remove a substantial amount of knuckle dragger crime, drug dealers would certainly struggle, very difficult to hide thousands of pounds in the Bank.

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Robert


Posted By: Rupert
Date Posted: 20 Oct 20 at 7:15pm
They'll find a way.

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Firefly 2324, Lightning 130, Puffin 229, Minisail 3446


Posted By: Grumpycat
Date Posted: 20 Oct 20 at 7:50pm
Very true 


Posted By: Do Different
Date Posted: 20 Oct 20 at 8:19pm
The pro drug dealers were into bitcoin from the get go.



Posted By: Do Different
Date Posted: 20 Oct 20 at 8:22pm
There are communities in what we call the third world that have embraced virtual currencies and mobile phones, apparently the street traders love it, reduced levels of crime and robbery dramatically.



Posted By: 423zero
Date Posted: 20 Oct 20 at 8:41pm
Would be interesting to see what would happen with hyper inflation, picture Germany after the first World War, wheel barrows full of cash, mobile phone full of bit coins.

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Robert


Posted By: Rupert
Date Posted: 21 Oct 20 at 8:10am
That would weigh your trouser pocket down!

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Firefly 2324, Lightning 130, Puffin 229, Minisail 3446


Posted By: 423zero
Date Posted: 21 Oct 20 at 11:45am
64Gig of bit coins, a loaf is 3Gig.

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Robert


Posted By: fleaberto
Date Posted: 21 Oct 20 at 2:46pm
Thanks to Nigel at Burghfield I've found something of an all-in-one solution.
SumUp offer a 3G Card reader with built in SIM, Unlimited Data, (as well as WiFi) so you don't need to use a mobile to connect to. No contract, no data plan.
Spot on.
(For the technocrime investigators among you, SumUp don't accept Bitcoin any longer LOL )

https://sumup.co.uk/welcome/home/rmktfp/?gclid=EAIaIQobChMI7KeDuvXF7AIVjrh3Ch3nxADwEAAYASAAEgKBBPD_BwE" rel="nofollow - https://sumup.co.uk/welcome/home/rmktfp/?gclid=EAIaIQobChMI7KeDuvXF7AIVjrh3Ch3nxADwEAAYASAAEgKBBPD_BwE


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Lightning368 'All the Gear' (409), Lightning368 'Sprite' (101), Intl 420 ('Little Minx'),Contender 'Mild Oats' (620), Laser (big number) 'Yellow Jack', RS Vareo (432)


Posted By: Hitcher
Date Posted: 21 Oct 20 at 7:13pm
Originally posted by 423zero

Would be interesting to see what would happen with hyper inflation, picture Germany after the first World War, wheel barrows full of cash, mobile phone full of bit coins.

So...I realise that this was a joke...but...there can't be that many mobile phones full of bitcoin. There are only 21million of them. Like gold, the supply is limited. 
There are lots of cryptocurrencies, but then there are lots of commodities.


Posted By: 423zero
Date Posted: 21 Oct 20 at 7:27pm
Always think of 'pyramid schemes' when I look at 'crypto currency' buy Gold at least you have it in hand, some spotty Russian youth with a laptop isn't going to wipe out your Bank.

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Robert


Posted By: Sam.Spoons
Date Posted: 21 Oct 20 at 8:15pm
Originally posted by Hitcher

Originally posted by 423zero

Would be interesting to see what would happen with hyper inflation, picture Germany after the first World War, wheel barrows full of cash, mobile phone full of bit coins.

So...I realise that this was a joke...but...there can't be that many mobile phones full of bitcoin. There are only 21million of them. Like gold, the supply is limited. 
There are lots of cryptocurrencies, but then there are lots of commodities.

My problem is, how do we know there are only 21 million of them?


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Spice 346 "Flat Broke"
Blaze 671 "supersonic soap dish"


Posted By: Hitcher
Date Posted: 21 Oct 20 at 9:23pm
You will probably have a much bigger problem than that in the future if you think that that is your problem with them.


Posted By: 423zero
Date Posted: 21 Oct 20 at 9:27pm
They are like ticking time bombs, only waiting for Martin Lewis to warn people away from them

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Robert


Posted By: Sailerf
Date Posted: 26 Oct 20 at 9:11am
Originally posted by ian.r.mcdonald

Very difficult to be Covid safe if contactless is not used

How did all the items get on the shelf at TESCO ?
How did all the items get picked out for home delivery ?
If you have covid and use a hand sanitizer how long before you have it back on your hands ? is it on the outside of your mask ? 
You cant possibly go to work because its so dangerous.
But you will be sipping a pint with your fellow comrade's down the Nags head later.
Every time you have to use chip and pin did they fully sanitize your hand and the machine ?
Ever remember the one if you sit on a loo seat after someone that has AIDS has sat on it you are likely to catch it ! 
You can go to the supermarket but not the garden center because the supermarket is so much safer. 
You can go abroad and come back without quarantine, as long as its a business trip. 
But foreign holidays are much way to dangerous, and you will need to lock your self away from the world for 14 days if you dare go on one.
You can only have six people in your house, but can have a meeting of thirty people at work. 
Welcome to the GDR comrade. 




Posted By: ian.r.mcdonald
Date Posted: 26 Oct 20 at 10:25am
Originally posted by Sailerf


Originally posted by ian.r.mcdonald

Very difficult to be Covid safe if contactless is not used

How did all the items get on the shelf at TESCO ?
How did all the items get picked out for home delivery ?
If you have covid and use a hand sanitizer how long before you have it back on your hands ? is it on the outside of your mask ?†
You cant possibly go to work because its so dangerous.
But you will be sipping a pint with your fellow comrade's down the Nags head later.
Every time you have to use chip and pin did they fully sanitize your hand and the machine ?
Ever remember the one if you sit on a loo seat after someone that has AIDS has sat on it you are likely to catch it !†
You can go to the supermarket but not the garden center because the supermarket is so much safer.†
You can go abroad and come back without quarantine, as long as its a business trip.†
But foreign holidays are much way to dangerous, and you will need to lock your self away from the world for 14 days if you dare go on one.
You can only have six people in your house, but can have a meeting of thirty people at work.†
Welcome to the GDR comrade.†


Its a confusing and frustrating mess, but hopefully every minor action we take reduces the risk - especially for high risk of infection people.

But then I am lucky to have " escaped" from work and haven't had to sit in a bl **dy plane for a few years!

Looking forward to coming out the other side of this !



Posted By: Grumpycat
Date Posted: 26 Oct 20 at 11:24am
Originally posted by Sailerf

Originally posted by ian.r.mcdonald

Very difficult to be Covid safe if contactless is not used

How did all the items get on the shelf at TESCO ?
How did all the items get picked out for home delivery ?
If you have covid and use a hand sanitizer how long before you have it back on your hands ? is it on the outside of your mask ? 
You cant possibly go to work because its so dangerous.
But you will be sipping a pint with your fellow comrade's down the Nags head later.
Every time you have to use chip and pin did they fully sanitize your hand and the machine ?
Ever remember the one if you sit on a loo seat after someone that has AIDS has sat on it you are likely to catch it ! 
You can go to the supermarket but not the garden center because the supermarket is so much safer. 
You can go abroad and come back without quarantine, as long as its a business trip. 
But foreign holidays are much way to dangerous, and you will need to lock your self away from the world for 14 days if you dare go on one.
You can only have six people in your house, but can have a meeting of thirty people at work. 
Welcome to the GDR comrade. 



 

Spot on , the risk of using money is incredibly small but the big companies have jumped onto it big style because it just makes their life easier not handling cash. Sad but true . 



Posted By: NicolaJayne
Date Posted: 26 Oct 20 at 12:10pm
Originally posted by Sailerf

Originally posted by ian.r.mcdonald

Very difficult to be Covid safe if contactless is not used

How did all the items get on the shelf at TESCO ?
How did all the items get picked out for home delivery ?
If you have covid and use a hand sanitizer how long before you have it back on your hands ? is it on the outside of your mask ? 
You cant possibly go to work because its so dangerous.
But you will be sipping a pint with your fellow comrade's down the Nags head later.
Every time you have to use chip and pin did they fully sanitize your hand and the machine ?
Ever remember the one if you sit on a loo seat after someone that has AIDS has sat on it you are likely to catch it ! 
You can go to the supermarket but not the garden center because the supermarket is so much safer. 
You can go abroad and come back without quarantine, as long as its a business trip. 
But foreign holidays are much way to dangerous, and you will need to lock your self away from the world for 14 days if you dare go on one.
You can only have six people in your house, but can have a meeting of thirty people at work. 
Welcome to the GDR comrade. 




thanks for demonstrating your utter ignorance   and marked clinical and risk  management illiteracy. 

It's abundantly  clear you are here to spread lies and wilfully  ignore the  careful  balancing of risk  that both the   government's  clinicla and scientific advisors   are taking  as well as the  clear  need for person risk assessment 

 if you observe   people's cash handling habits it;s   very  clear that coins  are  notes are a fomite 

when was the last time you saw someone lick  the  pinpad  before  putting their pin in , or  holding  their  cards fully within their mouth as they  counted out  the change... 







Posted By: 423zero
Date Posted: 26 Oct 20 at 1:13pm
Most coins are fermenting in mens trouser pockets

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Robert


Posted By: Grumpycat
Date Posted: 26 Oct 20 at 2:29pm
Originally posted by NicolaJayne

Originally posted by Sailerf

Originally posted by ian.r.mcdonald

Very difficult to be Covid safe if contactless is not used

How did all the items get on the shelf at TESCO ?
How did all the items get picked out for home delivery ?
If you have covid and use a hand sanitizer how long before you have it back on your hands ? is it on the outside of your mask ? 
You cant possibly go to work because its so dangerous.
But you will be sipping a pint with your fellow comrade's down the Nags head later.
Every time you have to use chip and pin did they fully sanitize your hand and the machine ?
Ever remember the one if you sit on a loo seat after someone that has AIDS has sat on it you are likely to catch it ! 
You can go to the supermarket but not the garden center because the supermarket is so much safer. 
You can go abroad and come back without quarantine, as long as its a business trip. 
But foreign holidays are much way to dangerous, and you will need to lock your self away from the world for 14 days if you dare go on one.
You can only have six people in your house, but can have a meeting of thirty people at work. 
Welcome to the GDR comrade. 




thanks for demonstrating your utter ignorance   and marked clinical and risk  management illiteracy. 

It's abundantly  clear you are here to spread lies and wilfully  ignore the  careful  balancing of risk  that both the   government's  clinicla and scientific advisors   are taking  as well as the  clear  need for person risk assessment 

 if you observe   people's cash handling habits it;s   very  clear that coins  are  notes are a fomite 

when was the last time you saw someone lick  the  pinpad  before  putting their pin in , or  holding  their  cards fully within their mouth as they  counted out  the change... 


You lick money ? 






Posted By: Grumpycat
Date Posted: 26 Oct 20 at 2:30pm
Originally posted by Grumpycat

Originally posted by NicolaJayne

Originally posted by Sailerf

Originally posted by ian.r.mcdonald

Very difficult to be Covid safe if contactless is not used

How did all the items get on the shelf at TESCO ?
How did all the items get picked out for home delivery ?
If you have covid and use a hand sanitizer how long before you have it back on your hands ? is it on the outside of your mask ? 
You cant possibly go to work because its so dangerous.
But you will be sipping a pint with your fellow comrade's down the Nags head later.
Every time you have to use chip and pin did they fully sanitize your hand and the machine ?
Ever remember the one if you sit on a loo seat after someone that has AIDS has sat on it you are likely to catch it ! 
You can go to the supermarket but not the garden center because the supermarket is so much safer. 
You can go abroad and come back without quarantine, as long as its a business trip. 
But foreign holidays are much way to dangerous, and you will need to lock your self away from the world for 14 days if you dare go on one.
You can only have six people in your house, but can have a meeting of thirty people at work. 
Welcome to the GDR comrade. 




thanks for demonstrating your utter ignorance   and marked clinical and risk  management illiteracy. 

It's abundantly  clear you are here to spread lies and wilfully  ignore the  careful  balancing of risk  that both the   government's  clinicla and scientific advisors   are taking  as well as the  clear  need for person risk assessment 

 if you observe   people's cash handling habits it;s   very  clear that coins  are  notes are a fomite 

when was the last time you saw someone lick  the  pinpad  before  putting their pin in , or  holding  their  cards fully within their mouth as they  counted out  the change... 








You lick money ? 



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