Browse through this list before contacting your insurance company or broker:
• Shop around. Your broker may have had the best deal last year, but circumstances change quickly in the insurance industry. • You can lower your insurance premium by increasing your excess. In doing this you will want to consider how much of a loss you can afford to absorb if you have a claim. • Keep your coverage current. Check at least once a year to make sure that your policy provides adequate coverage. • After 12 months you can receive the renewal for a greatly inflated premium AFTER the renewal date. Make sure that you ask for a requote with plenty of time to change insurers if necessary. Sometimes the premium changes for reasons unrelated to your boat, especially if the re-insurer has reassessed the type of insurance they want to be involved in. We have had many yachting friends caught by this problem. • Make sure you are dealing with licensed agents and companies. • Pay your premium in full. Also, pay before the due date to avoid the risk of cancellation. Do NOT depend on a grace period. Keep receipts of payment in a safe place. • Pay your premium EVEN IF YOU DISAGREE WITH YOUR INSURANCE COMPANY, then pursue your disagreement. Failure to make premium payments may cause cancellation of your policy. • Read your policy and make sure that it lists all coverage you have requested. Know exactly what your policy does and does not cover. • Know the name of the insurance company and the reinsurer insuring your boat as well as the name of the agency and agent if you have one. This information is found on your policy.
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Please do not contact
Sail-World.com
as we cannot give permission for use of other photographer’s images.
Customised news feeds -Marine Industry companies, Clubs and Associations have their own customised version of our news feed on their website. Look_here_to_see_examples
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