Please select your home edition
Edition
navathome 728x90

Check Your Sailboat 'Metal' Insurance Policy for Sailing Safety!

by John Jamieson on 1 Nov 2013
Captain John Jamieson http://www.skippertips.com
Do you have a sailboat insurance policy? Or for that matter, a boat insurance policy (if you prefer power boating). Either way, you do need a metal insurance policy.

Now, this has nothing to do with precious metals (although this one could be the most valuable metal at one time or the other), like those sold at rates linked to the stock exchange. Not gold or silver--yet more valuable than either.

Indeed, your Metal Insurance Policy (M.I.P.) should be forged of strong steel, able to protect you, your family, spouse, sailing partner or sailing crew. And do all of this in fair or foul weather. You see, this has nothing to do with the typical paper policy. It's much more valuable.

So what constitutes a M.I.P.?

Your anchors. Note the plural use of the word. One does not cut it. Ever. In any case. You need at least two. If you cruise you need at least three. And here's why...

* Fair weather anchorages can turn foul in a heartbeat if the wind or current shifts...

* Or some bonehead boater decides to put down short rode; drags at 0200 in the a.m., snags your hook and breaks it free...

* Or the protective shore you thought offered safe haven becomes a deadly lee shore and you need to buoy and leave your anchor behind for later retrieval...

* Or your anchorage will soon be visited by heavy weather--and you haven't time to get underway and head out to sea.

This article isn't about anchor choices, anchor size matched to boat displacement (plus freeboard and windage aloft), or other considerations. Plenty has been written on those topics.

But the point remains...

Anchors are one of the most overlooked, taken-for-granted, and un-checked pieces of vital sailing gear aboard most boats. Looking doesn't cut it. You need to inspect the anchor, the weak links (shackles and shackle pins) for integrity, and rode and chain for chafe or potential failure.

Each time before you set sail--or cast off. Day sailing, racing, weekend cruising or distant voyaging. No matter the type of sailing you prefer, take the time and effort to do this each time. Every time. Put it onto your pre-sail checklist. Do it now!

Take five minutes to check your anchor gear (collectively known as 'ground tackle'). Make sure the rode stands ready to run out free or kinks and knots. Spot check rope rode for chafe or wear. Light surface wear may not cause failure, but more than that could. If in doubt--change it out. All of it. Swap out your rope rode for peace-of-mind if you find significant chafe or wear. This will give you peace-of-mind anytime you lower the hook.

Check the shackles, shackle pins, and make sure the shackle pins are lashed ('moused') to the shackle body with wire or heavy waxed sailmaker's twine or marline.

Look inside the eyes that attach rope to chain. Do you see worn, corroded, or chipped thimbles (tear-drop shaped sleeves that protect the rope rode from wear)? If so, replace broken, pitted, worn, or missing parts right away.

Use these simple sailing tips when sailing or cruising. Inspect your metal insurance policies before you go sailing to keep you and your sailing crew or partner safe and sound on the waters of the world.

John Jamieson (Captain John) with 25+ years of experience shows you the no-nonsense cruising skills you need for safer sailing worldwide. Visit his website at www.skippertips.com.

Sign up for the Free, highly popular weekly 'Captain John's Sailing Tip-of-the-Week'. Discover how you can gain instant access to hundreds of sailing articles, videos, and e-Books!
Fremantle to Bali Race 660x82upffront 660x82X-Yachts AUS X4 - 660 - 2

Related Articles

Kids Polarised Sunglasses from Barz Optics
Barz Optics have developed a quality range of junior polarised sunglasses ideal for sailing and fishing. Barz Optics have developed a quality range of junior polarised sunglasses ideal for sailing and fishing. Each pair are supplied with a neoprene case and sunglass retainer.
Posted on 4 Aug
Reducing weight aloft with composite backstays
Reducing weight aloft is one of the most cost effective ways of increasing your boat speed and performance. Reducing weight aloft is one of the most cost effective ways of increasing your boat speed and performance. Every kilogram you take out of the rig is roughly equivalent to 4kg added to the bottom of your keel!
Posted on 26 Jul
Bavaria STYLE 46 Australian Premiere at Sydney International Boat Show
For everyone who appreciates luxury on the water, the STYLE package is now available for the Cruiser 46 and Cruiser 51?. For everyone who appreciates luxury on the water, the STYLE package is now available for the Cruiser 46 and Cruiser 51?. Making the most of your time on board, be it with family or friends, is becoming more important. Yacht owners want certain levels of comfort and an onboard living experience coupled with versatility.
Posted on 26 Jul
What to look for when buying a modern lifejacket
There is no doubt that modern lifejacket design has changed considerably. There is no doubt that modern lifejacket design has changed considerably and one of the biggest drivers of this change has been due to personal ownership. Rather than crew relying on lifejackets being on-board a boat, they want to own their own lifejacket as part of their kit bag.
Posted on 25 Jul
The New Bavaria Cruiser 34 - you won't believe this is a 34' yacht!
The Sydney International Boat Show sees the World Premiere of the Bavaria Cruiser 34 - 2 Cabin version. The Sydney International Boat Show sees the World and Australian Premiere of the Bavaria Cruiser 34 - 2 Cabin version. The new Cruiser 34 offers more space and more comfort than ever before with a bigger cockpit, dual helms and ergonomically designed seating. This is the first time the entry level Bavaria cruiser has been offered in twin helm!
Posted on 19 Jul
Navathome Australia brings RYA Theory to your door
The RYA Cruising Syllabus has been built up over years of best practice development in Sail and Power Boat skippering. The Royal Yachting Association Cruising Syllabus has been built up over years of best practice development in Sail and Power Boat skippering. Split into a theory and practical syllabus the training modules take you in steps from a Start Yachting orientation through to Yachtmaster for either power or sail.
Posted on 5 Jul
Free $US3,000 Carbon Vang with SouthernFurl boom orders in July
Southern Spars is giving a free carbon vang - valued at US$3,000 - with SouthernFurl in-boom furlers ordered in July Southern Spars is giving away a free carbon vang - valued at US$3,000 - with all of their SouthernFurl in-boom furlers ordered in July. Carbon gas vangs make a great addition to the furling boom package, though if you’d prefer to keep your existing one, Southern Spars will offer you a 5% discount on the price of your boom instead.
Posted on 29 Jun
Newport Bermuda Race - High Noon takes honours
As the Newport Bermuda Race fleet rushed to the finish line on Monday in the wake of the first-to-finish boat, As the Newport Bermuda Race fleet rushed to the finish line on Monday in the wake of the first-to-finish boat, the powerful 100-foot grand prix Comanche, to the surprise of many they were led by an unusual boat and crew. High Noon, at 41 feet, is fully 59 feet shorter than Comanche and tens of feet shorter than many other entries.
Posted on 22 Jun
Platino recovery - Family confirms that tug has made rendezvous
Reports in social media say a salvage tug has made a rendezvous with the Platino earlier than expected. Reports in social media by family and friends of Nick Saull, the crew member killed during a catastrophic incident abroad the 66ft yacht Platino say the salvage tug which left on Tuesday night has made the rendezvous earlier than expected. The Facebook report says the tug, Sea Pelican, arrived on Friday morning, the weather in the area has eased and with a more favorable outlook.
Posted on 16 Jun
Royal Queensland Yacht Squadron to ban bottled water
Approval has been given to create a ban on bottled water that comes in plastic containers. The RQYS Management Committee has confirmed that approval has been given to create a ban on bottled water that comes in plastic containers. This will place the club as a leader in environmental impact management in Australia and around the world. The Royal Hong Kong Yacht Club earlier this year did likewise. Who’s next?
Posted on 16 Jun